we understand the importance of your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data when you visit our website or use our insurance services for liquor bars, taverns, nightclubs, and other alcohol-serving establishments.

1. Information We Collect

We collect personal and business-related information in the following ways:

a. Information You Provide

  • Name, email address, phone number

  • Business name, business address, type of liquor establishment

  • Insurance needs and coverage preferences

  • Payment and billing information

  • Any messages or communications sent to us

b. Information Collected Automatically

When you interact with our website, we may collect:

  • IP address and device information

  • Browser type and operating system

  • Pages visited and actions taken on our website

  • Referral source (e.g., how you found our site)

We may use cookies or similar tracking technologies to enhance user experience.

2. How We Use Your Information

We use your information for the following purposes:

  • To provide insurance quotes and coverage recommendations

  • To process applications and manage insurance policies

  • To communicate with you regarding your policy, renewals, or support requests

  • To improve our website and services

  • For legal compliance and fraud prevention

  • To send promotional and educational materials (only with your consent)

3. Sharing Your Information

We may share your information with:

  • Licensed insurance carriers and underwriting partners

  • Third-party service providers (e.g., payment processors, IT providers)

  • Government agencies or law enforcement, when required by law

  • Our professional advisors (attorneys, auditors, etc.)

We never sell your personal data to third parties.

4. Data Security

We implement appropriate technical and organizational safeguards to protect your personal information from unauthorized access, use, or disclosure. While no system is completely secure, we take industry-standard steps to reduce risk.

5. Your Choices and Rights

Depending on your location, you may have the right to:

  • Access the personal data we hold about you

  • Request correction or deletion of your data

  • Object to or restrict certain types of data processing

  • Withdraw your consent at any time

To exercise any of these rights, please contact us at [Insert Contact Email].

6. Data Retention

We retain personal information only as long as necessary to fulfill the purposes outlined in this policy or as required by law (e.g., regulatory or tax obligations).

7. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices of such websites. Please review their privacy policies separately.

8. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect data from minors.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date. Continued use of our services after changes means you accept the revised policy.