What we offer
Running a brewery or distillery is a unique blend of passion, precision, and responsibility. From sourcing ingredients to perfecting your craft and distributing your final product, there’s a lot at stake. At [Your Company Name], we understand the challenges that come with operating in the alcoholic beverage industry. That’s why we offer tailored insurance coverage specifically designed for breweries and distilleries.
Unlike other types of businesses, breweries and distilleries operate with specific risks—from alcohol liability and equipment breakdowns to property damage and product recalls. A general business insurance policy often doesn’t cover the nuances of the beverage manufacturing industry. That’s why specialized protection is not just a smart move—it’s essential.
Our custom policies ensure that whether you’re a small-batch distillery or a large-scale brewing operation, your investment is protected.
Every craft brewery or spirits producer faces distinct risks based on its size, production methods, and distribution channels. Our insurance options cover a wide range of exposures with flexibility to scale with your growth.
Your facility, brewing tanks, aging barrels, fermenters, bottling machines, and refrigeration units represent a significant financial investment. Any damage due to fire, flood, theft, or mechanical breakdown can set your business back significantly.
Our property insurance and equipment breakdown coverage ensure that your physical assets are protected, so you can get back to production without unnecessary delays.
This is foundational protection for any business. It covers third-party bodily injury, property damage, and legal costs. Whether a visitor slips on your production floor or a contractor gets injured while servicing your machinery, general liability ensures you’re not paying out-of-pocket.
Liquor liability is a crucial aspect of insurance for breweries and distilleries. If a customer becomes intoxicated after consuming your product and causes harm or damage, your business could be held responsible.
We offer liquor liability coverage that meets state regulations and protects you from costly lawsuits.
No matter how stringent your quality control is, contamination or spoilage can occur. Whether it’s due to a supplier error, packaging defect, or bacterial contamination, recalls are costly and damaging to your brand.
Product recall coverage helps with the cost of removing products from the market, notifying vendors and customers, and managing public relations.
Contamination and spoilage coverage can also reimburse you for lost revenue due to ingredients or products being rendered unusable.
Your team—from brewers and distillers to maintenance and delivery staff—is vital to your operation. Breweries and distilleries can be hazardous environments with risks like burns, cuts, lifting injuries, and chemical exposure.
We provide workers’ compensation insurance that covers medical costs, lost wages, and rehabilitation for injured employees, while also helping you stay compliant with state laws.
If your brewery or distillery must close due to an insured event such as fire or equipment failure, business interruption insurance can help replace lost income and cover fixed costs like payroll and rent.
This is especially important for small and medium-sized operations where even a short-term closure can have a major financial impact.
Our coverage isn’t limited by size or scale. We insure:
Craft breweries
Microbreweries
Regional beer producers
Small-batch and craft distilleries
Large-scale liquor manufacturers
Tasting rooms and onsite retail operations
Whether you’re aging whiskey in barrels or experimenting with seasonal ales, we have the right policy for you.
We don’t just sell policies—we help manage your risk. Our team can assist with:
Reviewing safety protocols and OSHA compliance
Assessing storage and transportation risks
Advising on fire protection systems and sprinkler requirements
Creating recall response plans
Ensuring adequate liability coverage based on distribution and sales volume
Our hands-on approach ensures that you’re not just covered—but prepared.
The alcohol industry is heavily regulated. Whether you need help meeting state liquor laws or ensuring that your insurance meets the requirements of your local alcohol control board, we offer support and documentation to keep you in compliance.
We work closely with producers who distribute across state lines or operate in areas with unique licensing demands.
We bring industry expertise and a passion for protecting makers of fine beverages. With years of experience insuring breweries and distilleries, we know what works and what coverage gaps to avoid.
Customized plans to suit your operation
Fast claims response and support
Dedicated account managers
Competitive pricing without cutting corners
Whether you’re just starting out or expanding your footprint, you deserve a partner who understands your business inside and out.
Don’t leave your brewery or distillery exposed to unnecessary risks. Contact us today for a free consultation and personalized quote. Let us help you protect your craft, your people, and your future.
